Monday, July 31, 2017

Market Commentary for the week of July 31, 2017

Holding steady

The most compelling information coming out of earnings season confirms what we already suspected: many global economies are slowly rebuilding back to "normal" and are regaining a type of momentum that erects temporary immunity from direct catastrophe.  While we don't yet see a uniformity in creation of citizen wealth, these nations are attempting to institute measures, fiscal and monetary, that redress many of the leveraged ills pervasive prior to the Great Recession (2007).
Consumers are consuming again, producers are producing again, and researchers and developers are researching and developing again, as well.  There is anticipation that institutions "get it" this time, and broad (wishful) accord by politicians and private enterprise to try and keep it that way.
To be sure, there may very well be another day of economic reckoning ahead....just not right now.  This is mostly true because money center banks and monetarists continue to keep interest rates low. At the conclusion of last week's Fed meeting most of the rhetoric was about positive reshaping of the country's balance sheet.  To do otherwise risks the potential of restraining further economic expansion.
It is not a matter of if, but when another economic reversal will occur.  History and science defines it as true.  But until those negative signs manifest, it's best to ride the wave of market enthusiasm cautiously.  After all, we should give the market credit for its endurance and tenacity.  As long as price projections and quantitative probabilities are on the ascent we will continue to portfolio overweight market leaders, underweight the laggards, and neutral weight all the others.  While risks exist, there is pedestrian evidence that they are pervasive or trend-setting.
The nexus of our upside predictions resides in tangible assets, consumer non-cyclical equities, energy, and yield and earnings leaders.
Some have said that the valuation picture has become a little "pricey".  I concur.  But that excess is mostly in consumer cyclical companies, stocks that have run in the early part of the recovery cycle.  Besides, there is a healthy appetite for mergers in the retail space as companies try to create on paper the synergies and consumer appeal they failed to create at the storefront.  While earnings acceleration rates might not increase much beyond their current capacity, they are far from exceeding historically robust periods in years past.  The porridge is "just right".
Slippage (?)
Many say that the landscape is full of reasons to abandon investments and the stock market entirely and to cash-in our chips now.  To wit, they cite global terrorism; political inertia and discord; regional medical epidemics, food and water shortages; consumer uncertainty; wealth inequality.  Each of these issues is a considerable obstacle, but one that a sturdy capital marketplace and a strong moral compass certainly could vigorously attack with allocation of resources and volunteerism...justification for overturning negativity with optimism.  Winners see problems as temporary impediments/long-term opportunity; doom say-ers see obstacles as cause for despair.
In the technology sector alone we see innumerable solutions and innovation from biotech research, computer interconnectivity, software development, and retail distribution to underdeveloped neighborhoods.  You can make a meal out of those possibilities....
There are also socially responsible investment opportunities in the next decade emanating from agriculture, alternative energy, water, infrastructure, aerospace, and telecom sectors that represent hopefulness for the human spirit, as well as dormant portfolio capital gains for savvy investors.
There is always a good reason to "drive defensively".  I am a living professional example of someone like that.  It is prudent to be aware of realistic investment pitfalls.  But meticulous attention to methodology should help you quantify those risks, respond to them, and arrive at a positive portfolio outcome over time. 

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