Monday, May 2, 2016

Market Commentary for the week of May 2, 2016

A little of this...
The quick and decisive pullback in stocks last mid-week was hardly unexpected.  As we wrote previously, we would not have been surprised... and felt the Relative Strength Integers (RSI) were suggesting.....that a correction was due at the conclusion of consecutive weeks of intense buying.  Several sectors have run significantly in the last month, making it a distinct possibility that earnings expansion this season won't keep pace with price acceleration. As earnings-driven investors, we are always attuned to the velocity of or changes in the bottom-line potential of publicly traded companies.  Despite low interest rates and a lack of suitable investment alternatives to stocks, we still cannot foresee "straight line" (linear) price movement in stocks indefinitely.

On the subject of rates, however, we do believe that there must ultimately be homage to an improving US and global economy through upward interest rate machinations by the Federal Reserve and other global central banks.  Quantitative easing in nations like Japan and Italy has not yet produced a desired economic stimulus.  Those models will probably be altered if the outcomes don't improve.

The main problem in 2016 with a protracted policy of easing borrowing expenses is that the policy itself has not produced the empirical results observers had expected.  While we do acknowledge that cash infusion definitely averted an economic calamity at the beginning of the recession (2008-2009), the effect of maintaining such a bias in the middle of this recovery has created other, inadvertent consequences, not the least of which is failing to give savers and responsible investors a fair return on their cash deposits.

Additionally, global governments have been "toying around the edges" with their own monetary policy by using rate cuts to create trade advantages against other nations by devaluing their currencies in hopes of stimulating demand for their products.  This "race to the bottom" of the yield curve produces very few winners in the end.

So, while global stock markets rally from the effects of austerity and quantitative easing, the net result is slower activity and a harvest of potentially weaker earnings data.  We see a major reassessment of asset prices in the offing.  There is no need for the Federal Reserve to continue playing with emergency measures targeted at inflation and unemployment.  It would go a long way, and deliver a powerful message of confidence, if the Fed raised rates sooner rather than later.

A little of that....
It is curious, also, that the Fed signaled bullishness about the US economy when, last December, they actually did move to change interest rate policy.  In the past few weeks, earnings reports have been indicating "slacking" profit acceleration, even though well above recession lows.  Increasing wage levels are good for employees, moderately painful to the corporate bottom line.  I'm sure the Fed will keep a close eye on labor and employment data to maintain a balance between cost expansion and net revenue growth.

Continuing volatility in oil prices has hurt the energy complex, as well as the banks and investors who lend to them.  As production and capacity expanded during the recovery, prices for the commodity had fallen to generational nadirs.  Almost as quickly, prices at the pump have recently begun an upward trajectory.  The year ahead probably offers more of the same back-and-forth.  The risk of deflation/inflation in energy, and other commodities, is yet another barrier to the markets' capital gains potential.

There are other, less obvious risks to market expansion, such as terrorism, domestic politics, war, or any other geopolitical event which might negatively exacerbate consumer confidence or consumer's financial discomfort.  Our point is that there are always two sides to every story...in this case bull or bear....and there is ample justification for one point of view, the other, or just resolute ambiguity.

As we lurch towards the midpoint of this quarter, we feel the greatest risk to financial assets is not necessarily what can be described in a textbook or by financial  or economic  language, but in the potential for consumer's psychological vitality simply to dissipate, like an ember fading away.

Slow deaths might be less dramatic, but are nonetheless just as painful.

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