Tuesday, February 22, 2011

Market Commentary for the week of February 22, 2011


Tactics.

Global stock markets continued their tepid advance last week, although it seems that the cyclical advance is giving way, once again, to the longer term secular (bear) bias.  While advances during this upswing (since November 2010) have been robust, they nevertheless are contained by overhead resistance, making for little net gain during the past three years.  Indeed, as we’ve stated before, the only real bull component to the economy and markets has been pricing power in tangible assets.

As a result, portfolio allocations tend to become idealized and provocatively positioned to chase gold and other natural resources.  This is a mistake for investors who remember the monochromatic theme during the dot.com era and, as a result, paid a heavy price.

Chasing individual asset classes might be temporarily rewarding, but can most usually be destructive to one’s manic psyche.

Making matters worse, dismissing traditional asset allocation provisions as “pedestrian” or “vanilla,” disparages a nuance that our chasers don’t seem to get: asset allocation always plays a greater role in the probability of capital gains potential than does any individual security within that portfolio.

An all-or-nothing discipline is great when you have nothing, or everything, to lose.  It is not, however, an investment strategy that optimizes tactical fundamentals.

It is for these reasons that I believe the markets are extended and at risk of consolidation.  If one is compelled to invest, I would urge caution, patience, and dollar-cost-averaging rather than an “all-in” philosophy at this time.  The big picture for financial securities is long-term positive but short-term precarious.

Alternatives.

During periods of equity risk, investors have traditionally rebalanced their portfolios according to the “alternative investment scenario,” which takes into account a diminution in equity exposure with a simultaneous increase in bond purchases.  Unfortunately, we are at a period in global transition where incentive-based borrowing and fiscal stimulus have taken yields to an historically low level.  Thus, the opportunity to “park” money in bonds is equally as risky (in a rising rate environment) as playing with stocks at their peak.  Global inflation is making bonds as speculative as buying overextended equity prices.

If we wish to be “early” in discovering the next big thing we have to widen our aperture of perspective and, rather than chasing the current fad, begin to look at long-term demographic themes such as biotech, agriculture, alternative energy, and technology.  The highest frequency of names in my universe are gathering for an upside inflection in those sectors within the next two years.

Too often we get in our own way trying to outsmart the markets, or taking excessive risk with volatility.  No one sleeps well putting all their eggs in one basket, or checking the ticker hourly to see if they are wealthy or poor.

Redesigning risk according to longer schematics implies higher returns and less catastrophic outcomes.

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