Monday, July 19, 2010

Market Commentary for the week of July 19, 2010

Which do you choose?

Earnings season, such as it is, has begun, and the most significant dichotomy we are witnessing is between companies that must reduce prices to incent consumption versus those that must raise prices to cover costs and remain in business.  Neither scenario is very good for earnings-driven investors, only one works to the benefit of the corporation, both might accrue, ultimately, to the consumer.  None of them, however, drive confidence and stock activity.

If you must choose sides, (and that ultimately is what business I’m in), the right outcome for equity performance is to select companies that are raising prices.  That, at the very least, indicates a modicum of pent-up consumer demand, and answers many demographic questions about a corporation’s relevance within a hierarchy of business needs.

It also becomes inflationary, which underscores a host of other factors regarding viability, borrowing expenses, and profitability.

Portfolio process.

Although our mandate is to make the correct bet on earnings outcomes, suffice it to say that individual equity outcomes mean far less than does the prevailing secular trend within which they exist.  On a general level, we know that demand is down, production values are stretched as tightly as they can get, and corporate cash levels are less than abundant.  Recognizing the current limitations of the global economy, we have to build both portfolios and portfolio expectations that accurately reflect the prospects for debt-ridden economic development in the future.

This sets up a tug of war between deflation (a reduction in all costs and expenses) and inflation.  The headwinds facing an economic rejuvenation are quite strong.  We are clearly in transition from unabated spending and consumption towards what pundits call a “new behavioral paradigm.”  The progress we make will be the direct result of recognizing a new normalcy, a financial upheaval that yields results and profits for corporations and citizens, alike.

As a result, I have significantly rebalanced portfolios to look more short-term oriented.  Maturity scales in our bond portfolios are between 1-3 years in most cases, while stock trading has supplanted buy-and-hold.  My metrics have become more staccato in the short-term, while longer term secularity has turned decidedly more bearish.  Volatility and diversification are two hallmarks of equity trading right now.

We all pay.

It is unlikely that my inflation scenario will manifest anytime soon in conventional reports.  But each of us has anecdotal experience with the dry cleaner, movie theatre, university, insurance company, transit authority, electric utility, telephone provider, luncheonette, and pharmacy to indicate that prices are not declining when it matters most.  To be sure, the “discounters” might be trying to incentivize our spending by lowering costs, but it’s not working anyway, at least to the degree in which economic stimulus ripples past their front door.

Equities, and the economy, are at a critical spot.  Already in a secular downleg, equities are failing to gain traction on the way down sufficient to reverse the trend in the near-term.  Therefore, I would expect relative underperformance from stocks for the foreseeable future.

In the absence of any real catalysts otherwise, my enthusiasm is restrained by persistent and contagious corrections within the cycle that we simply have to endure before we might expect any meaningful upside reversals.

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