Monday, July 12, 2010

Market Commentary for the week of July 12, 2010

Wimbledon or Wall Street?

Is your neck tired from snapping back and forth, witnessing the daily “ping pong-ing” of the stock market, first up and down then left and right?  Well, don’t get used to it because as in any racket sport rallies come to an end and a winner emerges from one side or the other.

In this case, it appears the winner, with the strongest serve, is the downside.

Be specific.

Global economic and fundamental seams are fraying slightly around the edges.  Brought about by credit and currency concerns, equity futures are giving enough indication about trader’s confidence (or lack thereof) levels, that gaps are being created through which traditional support is eroding.  The pain of lower stock prices is likely to intensify before it gets better.

Some see these concerns as “opportunity.”  After all, the cheaper a share of stock becomes the more attractive it is, right?  Not always the case.  The reasons for an equity price decline are always more significant to me than the price itself.  Additionally the magnitude and velocity, as well as its duration, of the existing trend can tell you a lot more about the probability of a company’s performance than fundamentals, alone.  Coupled with an overly or exceedingly poor psychological malaise, the overall prognosis is not great.

To be sure, investing involves risk.  My job is to balance the expectations of my clients with the realities of market fundamentals, to navigate through all channels of risk.  Every market experiences bull and bear cycles.  Our pessimism about world events today is distinct counterpoint to our optimism during the last bull run.  I expect the bear to reverse course, I just don’t know the exact date.  However, during any cycle, I expect to find “counter-cyclical” opportunity from amongst various sectors.

What is clear is that the consumer is hunkering down, changing habits, and no longer the single engine that can reverse an economic slide.  Interest rate patterns, stimulus incentives, market manipulation cannot provide sufficient momentum to change psychological mistrust and fear.

It now appears that a synchronized global decline is forcing the consumer into hiding, waiting for policymakers and market makers to come to their rescue.  It’s not a good idea to flood the market with cash and “easy” borrowing, but it seems like all they’ve got to offer.

The long haul.

There are clues, however, that private capital is awakening.  Biotech research is expanding.  Alternative energy confabs are popping up all round the world.  Technology and internet are developing more rapidly than we can absorb.  Telecommunications, traditional and otherwise, is making yesterday’s devices obsolete.  Lastly, cultivation of food and water crops is essential to sustain life and prosperity for underdeveloped nations.

What government can, and cannot, do is irrelevant to these processes, but to provide the right landscape and moral persuasion for these endeavors to succeed.  Financial markets must provide the stimulus, momentum, and psychological will to invest beyond their singular best interest and to venture into capital expenditures that “make-it-right” for all of us.

These lofty goals notwithstanding, markets are collectively sending out bad news on a daily basis.  Our vulnerabilities are showing.  To focus simply upon intraday price movement is a misplaced endeavor.  It’s tough to escape from within a circle.

 

These problems didn’t occur overnight, nor will they resolve conveniently much quicker.

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